If you do not have liability insurance, when must you notify the parents that you do not carry liability insurance?

• A. before you admit the child into your care
• B. within 14 days after admission
• C. immediately after admission
• D. at the end of the year

Answer: (A)

The key idea is that families must know about liability coverage before they make a placement decision. If you don’t have liability insurance, you need to tell the parents before you admit the child into your care. That early disclosure lets them weigh the risks and decide whether to proceed with your services, and it helps prevent misunderstandings about who would be responsible for damages or injuries. Waiting until after admission (or any time after the child is in care) changes the dynamic and could leave families unprepared for potential financial responsibility, and it also fails to meet regulatory expectations for upfront transparency. So, the correct timing is to notify before admission, and it’s wise to document that notification in writing and have it acknowledged.